Moving to NYC can be an exciting yet demanding journey. After all, the famous saying, “If you can make it in New York, you can make it anywhere,” exists for a reason.

To help you prepare for this transition, we’ve compiled eight crucial questions to address before you pack your bags and begin your adventure in the city that never sleeps. From securing a suitable apartment to navigating the subway, this guide offers practical tips to ease your move to NYC.

1. How Much Money Should You Save Before Moving to NYC?
It’s wise to have savings between $10,000 and $20,000 before relocating. But will this amount suffice in one of the priciest cities globally? These funds can support you for a few months, considering the average monthly living cost for a single person in NYC is around $4,130.

    If you’re a student attending an NYC university, you’ll need a monthly budget of $2,200 to $2,377 to cover basic living expenses.

    2. Is It Possible to Move to NYC Without a Job?
    While moving without a job is feasible, it’s not recommended. Given NYC’s high cost of living and competitive job market, securing employment before relocating is safer and more practical. Having a job in place also simplifies finding a rental property near your workplace and provides landlords with proof of steady income.

    3. What Salary Is Sufficient to Live in NYC?
    A gross annual salary of $90,000 to $100,000 (or $7,500 to $8,333 monthly) is generally adequate for living in NYC. This range covers essential expenses and leaves room for personal spending.

      Tip: Research NYC’s tax structure, as it’s among the highest in the U.S. With federal and state tax rates averaging 11.67% and 4.88%, respectively, an annual income of $90,000 translates to around $72,843 after taxes.

      4. How Expensive Is Renting in NYC?
      Housing is one of the biggest factors to consider. NYC’s rental market is both costly and competitive, so securing accommodation early is beneficial.

        Location
        Your neighborhood will greatly impact your experience. For instance, Midtown offers central convenience at a high cost, while neighborhoods like Bed-Stuy are more affordable but farther out. Popular areas like Williamsburg and Harlem cater to different lifestyles and budgets.

        Manhattan has the highest average rents ($4,547), followed by Brooklyn ($3,700) and Queens ($3,181). Check out guides to both the best and most affordable neighborhoods in NYC to find your ideal spot.

        Space
        With average monthly rents of $3,555, NYC housing isn’t cheap. If you’re on a budget, consider shared living arrangements. Renting a room averages $1,559 monthly, while studio apartments range from $3,668 to $3,956.

        Tip: Use platforms like HousingAnywhere to simplify the rental process and avoid lengthy paperwork. This service also eliminates brokerage fees and offers tenant protection.

        5. How Practical Is Driving in NYC?
        While bringing a car is an option, you’ll face challenges like high parking fees, scarce spaces, and heavy traffic. Gas prices are also steep, averaging $4.54 per gallon.

          The subway, NYC’s most extensive transportation system, is more efficient and affordable. A monthly pass costs $132, providing access across the city.

          Tip: Follow the Metropolitan Transit Authority (MTA) on X (formerly Twitter) for real-time updates on service disruptions.

          6. Is Grocery Shopping in NYC Expensive?
          Yes, groceries in NYC can be pricey, especially if dining out. Meals cost $10–$15 for breakfast or lunch and $20–$30 for dinner.

            To save money, choose budget-friendly stores like Trader Joe’s, Aldi, and Costco, or shop at street vendors and vegetable carts. Neighborhoods like Manhattan’s Upper East and West Sides often have higher supermarket prices.

            7. Are Utilities Included in NYC Rentals?
            Landlords in NYC are required to provide hot water and heating year-round. However, tenants usually cover other utilities like electricity, internet, and cooling.

              Summers can reach 92°F (33°C), so investing in an AC unit (around $200) is advisable. Running it costs roughly $0.14 per hour.

              Laundry facilities are often not included in rental units. Weekly laundry costs range from $7–$10 at laundromats or $10–$20 for dry cleaning.

              8. When Is the Best Time to Move to NYC?
              Timing your move depends on priorities. For smoother transitions and flexible rental options, consider moving between June and September. If budget is a concern and you’re prepared for winter weather, February to April offers lower rental prices.

                Bonus Tips for Moving to NYC

                • Choose housing based on proximity to work or school, or consider budget-friendly neighborhoods like Inwood, Astoria, or Harlem.
                • Create a realistic budget for moving costs, including furniture, travel, and living essentials.
                • Notify your bank about your move to avoid account freezes.
                • Familiarize yourself with NYC tenant rights to understand your responsibilities and entitlements.
                • Embrace walking and stair-climbing as part of daily life.
                • Learn subway line numbers and letters instead of relying on colors.
                • Download Zocdoc to easily locate doctors within your insurance network.
                • Set aside savings for unexpected expenses.
                • Plan commutes carefully, as travel distances can be significant.
                • Invest in a sturdy umbrella, raincoat, and warm winter gear.
                • Get a Culture Pass for free access to museums and libraries.
                • Explore local social events to meet people and build connections.
                • Stay open-minded and adjust expectations to match NYC’s realities.

                  From mastering public transit to managing expenses, you’re now equipped to handle the challenges of moving to NYC. Best of luck on this exciting new chapter—welcome to the city that never sleeps, where dreams come alive!

                  If you’re planning your move to New York City, Movers Not Shakers is here to help. As local movers in New York, we understand the unique demands of relocating to this vibrant city. Our experienced team can assist with everything from packing to transportation, ensuring your move is as smooth and stress-free as possible. Let Movers Not Shakers take the hassle out of your move, so you can focus on starting your new adventure in NYC!

                  Reach out today to learn more about how we can make your move to New York City easier.